Directory
Lake of the Ozarks Service Area Directory
Pick your town or cove on Lake of the Ozarks. Each page covers the local dock market, common project types, cove access, and questions specific to that corner of the Lake. Work is performed by independent Ameren-Certified Dock Builders (CDB).
Towns
Town Pages
9 towns across Camden, Miller, Morgan, and Benton counties. Open the page for your town.
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Camden and Miller County
Osage Beach, MO
Main Channel and Glaize Arm
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Miller County
Lake Ozark, MO
Main Channel near Bagnell Dam
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Camden County
Camdenton, MO
Niangua Arm gateway
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Camden County
Sunrise Beach, MO
Gravois Arm
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Morgan County
Gravois Mills, MO
Upper Gravois Arm
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Camden County
Four Seasons, MO
Main Channel
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Camden County
Linn Creek, MO
Niangua Arm
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Miller County
Eldon, MO
Northern shore and Main Channel
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Morgan County
Laurie, MO
Upper Gravois Arm
Coves
Cove Pages
Four arms branch off the Main Channel. Open the page for your arm of the Lake.
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Gravois Arm
The Lake's northern arm. Quieter waters, sheltered coves, aging dock inventory. Sunrise Beach and Gravois Mills sit on this arm.
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Niangua Arm
The southwestern arm. Deep coves, steep shoreline, premium hillside builds. Camdenton and Linn Creek anchor the corridor.
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Big Niangua Arm
Branches off the Niangua further west. Quieter premium builds, custom configurations, smaller market.
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Glaize Arm
The southeastern arm running through Osage Beach. Premium concrete docks, heavy traffic, busiest waterfront market.
The Main Channel runs from Bagnell Dam at mile marker 0 to the headwaters near Warsaw. Main Channel shoreline is covered by the adjacent town and cove pages above.
Looking for a specific service instead of a location? See all dock services, the dock repair page, or new dock construction. New to the Ameren permit process? Read the Lake of the Ozarks dock permit guide.
What it costs, and what happens after you send it
- What does dock work cost at the Lake?
- One part of the answer is exact, because Ameren publishes it. Ameren sets a flat $550 processing fee for a new dock or modification of any size, plus an annual fee of $0.06 per square foot for docks occupying more than 3,000 square feet of water space (Ameren's published schedule, Appendix B, updated 2025-06-30). That is separate from the build and does not scale with dock size. The build itself is the wide part. Published national indexes disagree with each other: Fixr (last updated 2025-01-31) gives an average range of $7,000 to $25,000 and a national average of $15,000, at $15 to $40 per square foot, while Shore Protect (last updated July 2026) gives most freshwater docks at about $40 to $150 per square foot all in, with a roof adding $28 to $48 per square foot of covered area. Those two barely overlap: Fixr tops out at $40 per square foot where Shore Protect starts. Neither is a Lake of the Ozarks figure, and both price a smaller, simpler structure than the covered multi-well docks common here, which is most of why this site’s own lake ranges run higher. Our dock cost guide prints the tier-by-tier lake ranges, which are this site’s own 2026 Lake of the Ozarks market ranges, updated annually, which are a read of the local market rather than a published index, and the cost calculator lets you size one to your own build. The Ameren-certified builder who walks your shoreline is the only source of a real number.
- How fast will someone get back to me?
- Your request goes to an Ameren-certified dock builder, usually within about an hour during the day. That builder then contacts you to look at the shoreline and price the work on their own schedule.
- What work is covered?
- New dock construction, dock repair, dock modifications, slip additions, sundecks and roofs, and boat lift installation. See every service.
Only the Ameren-certified builder standing on your shoreline can price your actual dock.
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